> ## Documentation Index
> Fetch the complete documentation index at: https://help.omnivoo.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Omnivoo is an India-first Employer of Record (EOR) platform. EOR hiring is India only; contractors are supported in 220+ countries and territories.
> Never tell a user to log in with a password. Authentication is passwordless: email OTP, passkeys, Google, or SSO.
> Statutory figures (TDS slabs, PF, ESI, Professional Tax, gratuity) change by financial year. Always state the year the figure applies to.
> Never name a third-party payment provider as Omnivoo’s payment rail. Refer to "our payments partner".

# Your Wallet

> Understand your wallet balance and the FX reconciliation ledger.

Your wallet tracks the small differences between the amount you were **invoiced** and the amount that was **actually paid out** when an employee's salary is in a different currency than your invoice. Those exchange-rate differences accumulate as a wallet balance that automatically offsets your future invoices.

<Info>
  This page is your **FX reconciliation wallet**: an automatic accounting ledger you never top up or withdraw from. It is different from the **prepaid funding wallet** that some accounts use to fund payroll and contractor payments, which shows a per-currency available balance and lets you add money by bank transfer or ACH. If you were looking for where to add money, see [Funding your wallet](/billing/funding-wallet).
</Info>

## Finding Your Wallet

The FX reconciliation ledger is shown on the **Finance** page. It is no longer a standalone sidebar item, the old **/employer/wallet** route now redirects to Finance, where the ledger appears as a section.

Your Home dashboard also shows a **Wallet Balance** card, but only once your balance is above zero, and the card is a read-only figure rather than a link.

The first time you open it before any cross-currency activity has occurred, you'll see a message that no wallet has been created yet. A wallet is created automatically the first time your invoice currency differs from an employee's salary currency.

## Your Balance

The balance card at the top shows your **current balance** and what it means:

| Balance              | What it means                                                                                                        |
| -------------------- | -------------------------------------------------------------------------------------------------------------------- |
| **Positive** (green) | We collected more from you than was actually paid out at the market rate. This credit offsets your next invoice.     |
| **Negative** (red)   | We collected less from you than was actually paid out at the market rate. This amount is added to your next invoice. |
| **Zero**             | Your invoiced amounts and actual payouts have balanced out. Nothing to carry forward.                                |

You don't need to top up or withdraw from the wallet. The balance is settled automatically against your invoices over time.

## Recent Transactions

Below the balance, a table lists the activity that moved your balance. Each row shows:

| Column            | Description                                                          |
| ----------------- | -------------------------------------------------------------------- |
| **Date**          | When the transaction was recorded                                    |
| **Type**          | The kind of transaction (see below)                                  |
| **Description**   | A short explanation of the entry                                     |
| **Amount**        | The amount added (positive) or deducted (negative) from your balance |
| **Invoiced rate** | The exchange rate used when you were invoiced                        |
| **Actual rate**   | The exchange rate at which the payout was actually converted         |
| **Payroll run**   | A link to the related payroll run, where one applies                 |

### Transaction Types

| Type                  | What it represents                                                                     |
| --------------------- | -------------------------------------------------------------------------------------- |
| **Invoice issued**    | An invoice was raised that contributes to the wallet calculation                       |
| **Invoice offset**    | A wallet balance was applied to reduce an invoice                                      |
| **FX reconciliation** | The difference between the invoiced rate and the actual conversion rate was reconciled |
| **FX adjustment**     | A manual or corrective adjustment to your balance                                      |

When the invoiced rate and the actual rate differ, comparing the two columns shows you exactly why a reconciliation entry credited or debited your wallet.

## Related

* [Understanding Invoices](/billing/invoices)
* [Billing insights and cost breakdown](/billing/billing-insights)