> ## Documentation Index
> Fetch the complete documentation index at: https://help.omnivoo.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Omnivoo is an India-first Employer of Record (EOR) platform. EOR hiring is India only; contractors are supported in 220+ countries and territories.
> Never tell a user to log in with a password. Authentication is passwordless: email OTP, passkeys, Google, or SSO.
> Statutory figures (TDS slabs, PF, ESI, Professional Tax, gratuity) change by financial year. Always state the year the figure applies to.
> Never name a third-party payment provider as Omnivoo’s payment rail. Refer to "our payments partner".

# Payslip Explained

> How to read your Omnivoo payslip -- earnings, deductions, and net pay components.

Every month after salary processing, Omnivoo generates a detailed payslip for each employee. This guide explains every component so you understand exactly how your take-home pay is calculated.

## Accessing Your Payslip

1. Log in to your Omnivoo employee dashboard.
2. Navigate to **Payslips** in the sidebar.
3. Select the month you want to view.
4. Click **Download PDF** to save a copy.

See [Downloading Payslips](/employee-self-service/downloading-payslips) for more details.

## Payslip Sections

Your payslip has four main sections:

### 1. Employee Information

| Field         | Description                                  |
| ------------- | -------------------------------------------- |
| Employee Name | Your full name as registered                 |
| Employee ID   | Your Omnivoo employee ID                     |
| Designation   | Your job title                               |
| Department    | Your department                              |
| PAN           | Your PAN number (masked)                     |
| UAN           | Your Universal Account Number for PF         |
| Bank Account  | Your salary account (masked)                 |
| Pay Period    | Month and year                               |
| Paid Days     | Working days in the month minus unpaid leave |
| LOP Days      | Loss of Pay days (unpaid leave taken)        |

### 2. Earnings

| Component             | What It Means                                                           |
| --------------------- | ----------------------------------------------------------------------- |
| **Basic Salary**      | 50% of your annual CTC, divided by 12                                   |
| **HRA**               | House Rent Allowance (40-50% of Basic)                                  |
| **Special Allowance** | Balancing taxable component                                             |
| **Other Allowances**  | Any additional allowances in your structure (conveyance, medical, etc.) |
| **Arrears**           | Back-pay from salary revisions or corrections                           |
| **Total Earnings**    | Sum of all earning components                                           |

<Info>
  If you had unpaid leave (LOP), your earnings are prorated. For example, if the month has 30 days and you had 2 LOP days, you receive 28/30 of your standard salary.
</Info>

### 3. Deductions

| Component            | What It Means                                                                                     |
| -------------------- | ------------------------------------------------------------------------------------------------- |
| **Employee PF**      | Your 12% contribution to Provident Fund (on Basic up to ₹15,000)                                  |
| **Employee ESI**     | 0.75% of gross salary (only if your gross is ≤ ₹21,000/month)                                     |
| **TDS (Income Tax)** | Monthly income tax deducted at source, based on your projected annual income and tax declarations |
| **Professional Tax** | State-specific tax, typically ₹200/month (varies by state, max ₹2,500/year)                       |
| **Total Deductions** | Sum of all deductions                                                                             |

### 4. Net Pay

**Net Pay = Total Earnings - Total Deductions**

This is the amount credited to your bank account.

## Example Payslip

For an employee with annual CTC of ₹12,00,000:

|                      | Monthly (₹) |
| -------------------- | ----------- |
| **Earnings**         |             |
| Basic Salary         | 50,000      |
| HRA                  | 20,000      |
| Special Allowance    | 16,350      |
| **Total Earnings**   | **86,350**  |
| **Deductions**       |             |
| Employee PF          | 1,800       |
| TDS                  | 8,500       |
| Professional Tax     | 200         |
| **Total Deductions** | **10,500**  |
| **Net Pay**          | **75,850**  |

<Tip>
  Your TDS deduction decreases if you submit investment declarations (80C, 80D, HRA exemption). Declare your investments early in the financial year to maximize monthly take-home pay. See [Investment Declarations](/employee-self-service/investment-declarations).
</Tip>

## Employer Contributions (Shown for Reference)

Your payslip also shows employer contributions that are part of your CTC but not part of your take-home pay:

| Component    | Monthly (₹) |
| ------------ | ----------- |
| Employer PF  | 1,800       |
| Employer ESI | 0           |
| Gratuity     | 2,404       |

These amounts are paid by Omnivoo on your behalf directly to the respective statutory bodies.

## Common Questions

**Why is my TDS different from my colleague's?**
TDS depends on your total income, tax regime (old vs new), and investment declarations. Two employees with the same CTC can have different TDS if their declarations differ.

**Why do I see LOP deduction?**
If you took leave without sufficient leave balance, those days are marked as Loss of Pay and your salary is prorated accordingly.

**Where can I see year-to-date totals?**
Your tax computation statement, available under [Tax Documents](/employee-self-service/tax-documents), shows cumulative earnings and deductions for the financial year.