Benefit Plans

The Benefit Plans page lets you browse all available benefit plans, configure new ones, and manage existing offerings for your employees.

Accessing Benefit Plans

1. Log in to your Omnivoo employer dashboard.
2. Click Benefits in the left sidebar.
3. Select Benefit Plans from the submenu, or click the Browse Plans card on the Benefits Dashboard.

Plan Types

Omnivoo supports the following benefit plan categories:

Type	Description
Health Insurance	Medical coverage including hospitalization, outpatient care, and prescriptions
Dental	Dental care coverage for preventive, basic, and major procedures
Vision	Vision care including eye exams, glasses, and contact lenses
Retirement	Retirement savings plans, pensions, and employer matching contributions
Life Insurance	Life coverage for employees and optionally their dependents
Disability	Short-term and long-term disability income protection
Wellness	Wellness programs, gym stipends, mental health support, and preventive care

Browsing and Filtering Plans

Use the filters at the top of the page to narrow down your plan list:

• Filter by type -- Select one or more plan types (Health Insurance, Dental, Vision, etc.) to show only those categories.
• Filter by status -- Toggle between Active plans (currently available for enrollment) and Inactive plans (paused or archived).

tip

Use the type filter when you want to compare plans within a single category -- for example, viewing all Health Insurance plans side by side to compare costs and coverage.

Plan Cards

Each plan is displayed as a card with key information at a glance:

Field	Description
Plan Name	The display name of the plan (e.g., "Premium Health Plan")
Type	The benefit category (Health, Dental, Vision, etc.)
Description	A brief summary of what the plan covers
Country	Which country or countries the plan is available in
Provider	The insurance carrier or benefits provider
Employer Cost	Monthly cost paid by the employer per enrolled employee
Employee Cost	Monthly cost deducted from the employee's pay (if any)

Click on any plan card to view its full configuration and enrollment details.

Plan Configuration

When you open a plan, you can view and edit its full configuration:

Coverage Details

• What's covered -- List of covered services, procedures, or benefits
• Coverage limits -- Maximum amounts, annual caps, or lifetime limits
• Deductibles -- Amount the employee pays before coverage kicks in
• Co-pays -- Fixed amounts the employee pays per visit or service
• Network -- In-network vs. out-of-network coverage differences (if applicable)

Eligibility Rules

Define who can enroll in this plan:

• Employment type -- Full-time or part-time eligibility
• Minimum tenure -- How long an employee must be employed before they can enroll
• Job level or department -- Restrict plans to specific groups if needed
• Dependent eligibility -- Whether employees can add spouses, children, or domestic partners

Waiting Period

Set the waiting period before coverage begins after enrollment:

• Immediate -- Coverage starts on the enrollment date
• Custom period -- Coverage begins after a specified number of days (e.g., 30, 60, or 90 days)

info

The waiting period applies to new enrollments only. Employees who transfer between plans within the same category typically do not have a new waiting period.

Effective Dates

• Plan start date -- When the plan becomes available for enrollment
• Plan end date -- When the plan expires or is retired (leave blank for ongoing plans)
• Open enrollment window -- If enrollment is restricted to specific periods, define the start and end dates

warning

Changing a plan's eligibility rules or coverage details after employees have enrolled may affect existing enrollments. Review the impact carefully before saving changes. Existing enrollees will be notified of any material changes.

Adding a New Plan

1. Click the Add Plan button at the top of the Benefit Plans page.
2. Select the plan type.
3. Fill in the plan details -- name, description, provider, costs, and coverage.
4. Configure eligibility rules and waiting period.
5. Set effective dates.
6. Click Save to make the plan available.

New plans appear with an Active status and are immediately available for employee enrollment (subject to eligibility rules).

Deactivating a Plan

If you need to stop offering a plan:

1. Open the plan card.
2. Click Deactivate Plan.
3. Confirm the action.

Deactivated plans move to the Inactive filter. Employees currently enrolled will retain coverage until their enrollment period ends, but no new enrollments are accepted.

What's Next

• Benefits Dashboard -- Return to the overview
• Time Off Management -- Manage leave requests and policies