EOR Cost Calculator
The Cost Calculator helps you estimate the total cost of hiring an employee before you commit to a hire. It breaks down what the employee takes home versus what you pay as the employer, including statutory contributions and Omnivoo's service fee.
EOR hiring is India only, so India is the country you will actually hire in. The calculator can estimate costs for other countries too, but those are estimates for comparison, not places you can hire through EOR today.
How to Use the Calculator
- Open the Cost Calculator by direct link at
/employer/eor/cost-calculator(it is not in the sidebar). It opens with United States, a monthly salary of 5000, and USD selected by default. - Choose a country and enter a monthly salary or CTC.
- The breakdown calculates automatically about half a second (500ms) after you stop typing, or immediately when you click Calculate Total Cost. If a calculation fails, a Failed to calculate costs error banner appears above the button.
Input Fields
| Field | Description | Required |
|---|---|---|
| Country | The country where the employee will work | Yes |
| Monthly Salary / CTC | The gross monthly salary or Cost to Company | Yes |
| Currency | The currency for the salary (defaults to USD) | Yes |
Supported Countries
The Country dropdown offers 15 countries, each with its own default currency:
| Country | Currency |
|---|---|
| United States | USD |
| United Kingdom | GBP |
| Canada | CAD |
| India | INR |
| Philippines | PHP |
| Germany | EUR |
| Netherlands | EUR |
| Australia | AUD |
| Mexico | MXN |
| Brazil | BRL |
| Poland | PLN |
| France | EUR |
| Spain | EUR |
| Singapore | SGD |
| Japan | JPY |
The Currency dropdown beside the salary field always offers USD, EUR, GBP, CAD, AUD, and INR, plus the selected country's own currency when it is not already one of those. The salary field is labeled Monthly Salary, and switches to Monthly CTC when you select India.
The results panel header shows the country name with a Fully Supported or Limited Support badge. At the bottom of the breakdown, a Hire in {country} button takes you to the EOR hiring wizard.
India-Specific Options
When you select India as the country, additional fields appear:
| Field | Description | Default |
|---|---|---|
| State | Employee's state of work (affects Professional Tax) | Maharashtra |
| Tax Regime | New regime (lower rates, no exemptions) or Old regime (with exemptions) | New Regime |
| PF Contribution | Whether PF is calculated on a capped Basic (Rs 15,000) or on Full Basic | Capped at 15,000 |
| Dearness Allowance (DA) % | Percentage of Basic Salary allocated as DA (min 0, max 100, step 1) | 10 |
The State dropdown has 10 options: Maharashtra (default), Karnataka, Delhi, Tamil Nadu, Gujarat, West Bengal, Andhra Pradesh, Telangana, Kerala, and Rajasthan.
Professional Tax rates vary by state in India. Selecting the correct state ensures an accurate estimate. For example, Maharashtra charges up to Rs 2,500/year while some states have no Professional Tax at all.
Understanding the Output
The calculator splits results into two clear sections:
Employee Gets (Net Take-Home)
This is what the employee actually receives in their bank account after all deductions:
Gross Salary
- Employee PF contribution
- Employee ESI contribution (if applicable)
- Professional Tax
- Income Tax (TDS)
─────────────────────────
= Net Take-Home Pay
Employer Pays (Total Cost)
This is your total cost as the employer, including salary, statutory contributions, and Omnivoo's fee:
Gross Salary
+ Employer PF contribution
+ Employer ESI contribution (if applicable)
+ Gratuity provision
+ Omnivoo EOR service fee
─────────────────────────
= Total Employer Cost
India-Specific Breakdown
For Indian employees, the calculator provides a detailed CTC breakdown:
Salary Components
In this calculator the split is fixed: Basic Salary is 40% of CTC and HRA is 20% of CTC, and neither can be changed here. The only split control you can edit for India is the Dearness Allowance (DA) % field.
| Component | Calculation |
|---|---|
| Basic Salary | Fixed at 40% of CTC (not editable in this tool) |
| Dearness Allowance (DA) | A percentage of Basic, set by the DA % field |
| House Rent Allowance (HRA) | Fixed at 20% of CTC (not editable in this tool) |
| Other Allowances | The remaining amount after the other components |
The India view also shows a CTC Composition chart and a per-line Payroll Line Items list (Basic, DA, HRA, Other Allowances, PF employee/employer, ESI employee/employer, Professional Tax, TDS, and Gratuity Provision).
This calculator has no city input, so HRA does not vary by metro or non-metro city here. If you want HRA to reflect a metro or non-metro rate, use the CTC Optimizer, which has a City field.
Employee Deductions
| Deduction | Rate / Rule |
|---|---|
| Provident Fund (PF) | 12% of Basic (capped at Rs 15,000 Basic, or full Basic) |
| ESI | 0.75% of gross (applicable if gross is up to Rs 21,000/month) |
| Professional Tax | State-dependent (Rs 0 - Rs 2,500/year) |
| TDS (Income Tax) | Based on annual income and chosen tax regime |
Employer Contributions
| Contribution | Rate / Rule |
|---|---|
| Employer PF | 12% of Basic (same base as employee PF) |
| Employer ESI | 3.25% of gross (applicable if gross is up to Rs 21,000/month) |
| Gratuity | 4.81% of Basic (provisioned monthly) |
Toggle between Old and New tax regimes to compare the impact on take-home pay. The new regime offers lower tax rates but removes most exemptions (HRA, 80C, etc.). The calculator shows the difference clearly.
Non-India Breakdown
For other supported countries, the breakdown follows a similar structure but with country-specific items:
| Item | Examples |
|---|---|
| Gross Salary | The salary amount you entered |
| Employee Deductions | Income tax, social security, health insurance (varies by country) |
| Employer Contributions | Social security, pension, unemployment insurance (varies by country) |
| Net Take-Home | Gross minus employee deductions |
| Total Employer Cost | Gross plus employer contributions plus Omnivoo fee |
Overhead Percentage
At the bottom of the breakdown, you'll see the overhead percentage. This tells you how much more the total employer cost is compared to the employee's gross salary:
Overhead = ((Total Employer Cost - Gross Salary) / Gross Salary) x 100
For example, if the gross salary is $5,000 and total employer cost is $6,200, the overhead is 24%.
Overhead percentages vary significantly by country. India typically ranges from 15-25%, while some European countries can exceed 40% due to higher social contributions.
Compare Countries
Below the breakdown, a Compare Countries section shows a row of country buttons -- only the first 10 of the 15 countries appear here (United States, United Kingdom, Canada, India, Philippines, Germany, Netherlands, Australia, Mexico, and Brazil). Click any one and the calculator re-runs with the same salary amount for that country, so you can quickly see how the total cost and take-home change. There is no side-by-side multi-country table. Each click recalculates for one country.
For India, if the monthly CTC is Rs 100,000 or less, the calculator notes that you may be eligible for a free EOR fee promotion. Contact us for details.
The calculator provides estimates based on current tax rates and statutory rules. Actual amounts may vary slightly based on the employee's individual tax situation, exemptions claimed, and any mid-year rate changes.
What's Next?
- Hiring an EOR Employee - Ready to hire? Start the process.
- Managing EOR Employees - View detailed payroll breakdowns for existing employees.
- CTC Optimizer - Structure the salary for the best take-home within your budget.