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Updating Bank Details

Your salary is credited directly to the bank account registered on Omnivoo. This guide explains how to add or update your bank account details.

How Salary Disbursement Works

Omnivoo processes all salary payments through HDFC bank:

  1. After payroll is approved, Omnivoo generates a payment file.
  2. HDFC bank processes the payment file.
  3. Salary is transferred to your registered bank account via NEFT/RTGS/IMPS.
  4. Credit typically appears within 1-2 business days after processing.

You can hold an account with any bank in India -- HDFC, ICICI, SBI, Axis, Kotak, or any other scheduled bank. The transfer works seamlessly across all banks.

Adding Your Bank Account

When you first access the Bank Details page and no bank account is on file, you are automatically placed in edit mode. Enter the following:

  1. Account holder name -- Must match your name as registered with the bank.
  2. Account number -- Your savings or salary account number.
  3. Confirm account number -- Re-enter to avoid typos.
  4. IFSC code -- 11-character code identifying your bank branch (e.g., HDFC0001234). The system validates the format in real time.
  5. Bank name -- Optional.

Click Save Bank Details to submit.

warning

Your bank account name must match your name as registered on Omnivoo. If there is a mismatch (e.g., maiden name vs married name, spelling difference), the payment may be rejected by the bank. Resolve any name discrepancies before submitting.

Updating Your Bank Account

If you need to change your bank account (e.g., switching banks, new account):

Step 1: Go to Bank Details

  1. Log in to your Omnivoo account.
  2. Navigate to Bank Details from the sidebar (or go to My Employment and follow the link).
  3. You will see your current registered bank account with masked account number, IFSC code, bank name, and verification status.

Step 2: Enter New Details

  1. Click Update Details.
  2. Your existing account holder name, IFSC code, and bank name are pre-populated. Update them as needed.
  3. Enter the new account number and confirm it.
  4. Click Save Bank Details.

Step 3: Automatic Verification

When you save your bank details, Omnivoo automatically registers your account as an HDFC beneficiary. Once the registration completes, your account status shows as Verified. If the previous account had an HDFC beneficiary registration, it is removed and replaced with the new one.

There is no manual approval or document upload step -- the update takes effect immediately.

HDFC Beneficiary Registration

Since Omnivoo disburses salaries through HDFC bank, your account is registered as a beneficiary in the HDFC payment system:

  • Registration happens automatically when you save your bank details.
  • If you change your bank account, the old beneficiary is removed and a new one is registered.
tip

Update your bank account well before the payroll processing date. If you update too close to the processing date, the change may take effect in the following month.

Viewing Your Bank Details

Your saved bank details display:

  • Account holder name
  • Masked account number (only last 4 digits shown, e.g., ****1234)
  • IFSC code
  • Bank name (if provided)
  • Verification status -- "Verified" (HDFC beneficiary registered) or "Pending Verification"

Troubleshooting

Salary Not Credited

If your salary is not credited by the expected date:

  1. Check if payroll has been processed (your payslip should be available on the Payslips page).
  2. Verify your bank account details are correct on the Bank Details page.
  3. Check with your bank if there are any holds or blocks on your account.
  4. Contact support@omnivoo.com with the month in question.

Payment Returned by Bank

Common reasons for returned payments:

ReasonSolution
Account number mismatchCorrect the account number on Omnivoo
Account name mismatchEnsure your bank account name matches your Omnivoo name
Account closed/frozenProvide a new active bank account
Invalid IFSC codeVerify and update the IFSC code

IFSC Code Validation Error

The IFSC code must follow this format: 4 uppercase letters, followed by 0, followed by 6 alphanumeric characters (e.g., HDFC0001234). If you see a validation error, double-check your IFSC code on your bank passbook or cheque book.

Security

  • Bank details are stored securely.
  • Your account number is partially masked on the dashboard -- only the last 4 digits are visible.
  • Any change to bank details triggers automatic HDFC beneficiary re-registration.