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Bank Account Setup

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Bank account setup is only required for US-based companies using ACH payments. If your company is based outside the US, no setup is needed -- you'll see local bank transfer details when paying invoices. See Payment Methods for details.

Connecting a US bank account lets you pay invoices and fund payroll via ACH -- automated debits with no manual transfers required. This guide walks you through the setup process.

Setup Banner​

If you have not connected a bank account yet, you will see a banner at the top of your Billing and Payroll pages:

Connect a bank account to fund payroll and pay invoices via ACH. [Set Up Now]

This banner appears until you successfully connect your first bank account. Click Set Up Now to begin, or follow the steps below.

Step-by-Step Setup​

Step 1: Navigate to Payment Methods​

  1. Go to Settings > Payment Methods in your employer dashboard.
  2. Click Connect Bank Account.

Step 2: Stripe Setup Form​

Omnivoo uses Stripe's secure setup flow to connect your bank account. When you click Connect Bank Account:

  1. A Stripe-hosted form opens (either in a modal or a new tab).
  2. Stripe creates a secure setup intent to authorize the connection.
  3. You will see Stripe's trusted branding -- your bank details are entered directly with Stripe, not Omnivoo.

Step 3: Enter Bank Details​

On the Stripe form, enter your bank account information:

  • Account holder name -- The name on the bank account (must match your banking records).
  • Routing number -- Your bank's 9-digit ABA routing number.
  • Account number -- Your bank account number.
  • Account type -- Checking or Savings.
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You can find your routing and account numbers on a check, in your bank's online portal, or by contacting your bank directly.

Step 4: Authorize the Connection​

  1. Review the details you entered.
  2. Agree to Stripe's terms for ACH debit authorization.
  3. Click Submit or Authorize.

Step 5: Verification​

Depending on your bank, verification happens in one of two ways:

  • Instant verification -- If your bank supports it, the connection is verified immediately through Stripe's banking partners. You can start using the account right away.
  • Micro-deposit verification -- Stripe sends two small deposits (a few cents each) to your account within 1-2 business days. Once you see them, return to Settings > Payment Methods and enter the deposit amounts to verify ownership.

Step 6: Redirect Back to Omnivoo​

After completing the Stripe form, you are redirected back to your Omnivoo Settings > Payment Methods page. Your newly connected account appears in the list with a Connected status.

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If the redirect does not happen automatically, navigate back to Settings > Payment Methods manually. Your bank account should appear in the list.

Managing Multiple Bank Accounts​

You can connect more than one bank account. This is useful if you use different accounts for different purposes (e.g., one for payroll, another for invoices).

Adding Another Account​

  1. Go to Settings > Payment Methods.
  2. Click Connect Bank Account again.
  3. Follow the same setup steps.

Setting a Default Account​

Your first connected account is automatically set as the default. To change it:

  1. Go to Settings > Payment Methods.
  2. Click the three-dot menu on the account you want as default.
  3. Select Set as Default.

The default account is pre-selected whenever you pay an invoice or fund payroll.

Removing an Account​

  1. Go to Settings > Payment Methods.
  2. Click the three-dot menu on the account you want to remove.
  3. Select Disconnect.
  4. Confirm the disconnection.
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You cannot disconnect your default account if it is the only connected account and you have active payroll. Connect a replacement account first.

Troubleshooting​

IssueSolution
Stripe form does not openCheck that pop-ups are not blocked in your browser. Try a different browser.
Micro-deposits not receivedWait 2 business days. Check your bank's pending transactions. If still missing, click Resend in Payment Methods.
Verification amounts incorrectYou have 3 attempts to enter the correct amounts. After 3 failures, the setup is cancelled and you need to start over.
Bank account shows "Disconnected"Your bank may have revoked the authorization. Reconnect by clicking Connect Bank Account again.
"Account already connected" errorThe same bank account cannot be connected twice. If it appears disconnected, contact support.

Security​

  • All bank details are entered directly on Stripe's secure form -- Omnivoo never sees or stores your full account number.
  • The connection uses ACH debit authorization, meaning Omnivoo can only pull funds (not push) from your account.
  • You can revoke the authorization at any time by disconnecting the account in Omnivoo or contacting your bank directly.