Skip to main content

Bank Account Setup

info

Bank account setup is only required for US-based companies using ACH payments. If your company is based outside the US, no setup is needed -- you'll see local bank transfer details when paying invoices. See Payment Methods for details.

Connecting a US bank account lets you pay invoices and fund payroll via ACH -- automated debits with no manual transfers required. This guide walks you through the setup process.

Setup Banner​

If you have not connected a bank account yet, you will see a banner at the top of your Billing and Payroll pages:

🏦 Connect a bank account to fund payroll and pay invoices via ACH. [Set Up Now]

Click Set Up Now to go directly to the bank account setup page.

Step-by-Step Setup​

Step 1: Open the Setup Page​

You can reach the bank account setup page in two ways:

  1. From the setup banner -- Click Set Up Now on the banner shown on your Billing or Payroll pages.
  2. From Settings -- Go to Settings > Payment Methods and click Connect Bank Account.

The setup page opens with Stripe's secure payment form embedded directly on the page.

Step 2: Select Your Bank​

Omnivoo uses Stripe's secure, embedded payment form to connect your bank account. When the page loads:

  1. A Stripe-powered form appears on the page (you stay on Omnivoo the entire time).
  2. Select US Bank Account as your payment method.
  3. Choose how you want to connect your bank:
    • Sign in to your bank (recommended) -- Search for your bank and log in securely through Stripe's banking partners. This verifies your account instantly.
    • Enter account details manually -- Provide your routing number, account number, and account type if your bank is not listed or you prefer manual entry.
tip

Signing in to your bank is the fastest way to connect. It verifies your account instantly and pulls in your account details automatically -- no routing or account numbers needed.

Step 3: Authorize the Connection​

  1. If you signed in to your bank, select which account to connect and confirm.
  2. If you entered details manually, review your routing number, account number, and account type (Checking or Savings).
  3. Agree to the ACH debit authorization terms.
warning

The name and email on your Omnivoo account are pre-filled on the form. Make sure the account holder name matches your banking records to avoid verification issues.

Step 4: Click "Connect Bank Account"​

Once the Stripe form is complete, click the green Connect Bank Account button at the bottom of the page to finalize the connection.

  • Omnivoo confirms the setup with Stripe and saves your bank account.
  • A success message appears: "Bank Account Connected" with a green checkmark.
  • You are automatically redirected back to your previous page after a few seconds.

Step 5: Verification​

Depending on how you connected your bank, verification works differently:

  • Instant verification (bank sign-in) -- Your account is verified immediately. You can start using it right away to fund payroll and pay invoices.
  • Micro-deposit verification (manual entry) -- If instant verification is not available for your bank, Stripe sends two small deposits (a few cents each) to your account within 1-2 business days. Once you see them, return to Settings > Payment Methods and enter the deposit amounts to verify ownership.
tip

Most major US banks support instant verification through Stripe's banking partners. Micro-deposits are only used as a fallback.

Managing Your Bank Accounts​

Viewing Connected Accounts​

Go to Settings > Payment Methods to see all your connected bank accounts. Each account shows:

  • Bank name and masked account number (e.g., "Chase ****1234")
  • Connection status (Connected or Disconnected)
  • Default badge if it is your default payment method

Adding Another Account​

You can connect more than one bank account (for example, one for payroll and another for invoices):

  1. Go to Settings > Payment Methods.
  2. Click Connect Bank Account.
  3. Follow the same setup steps above.

Setting a Default Account​

Your first connected account is automatically set as the default. To change it:

  1. Go to Settings > Payment Methods.
  2. Click the three-dot menu on the account you want as default.
  3. Select Set as Default.

The default account is pre-selected whenever you pay an invoice or fund payroll.

Disconnecting an Account​

  1. Go to Settings > Payment Methods.
  2. Click the three-dot menu on the account you want to remove.
  3. Select Disconnect.
  4. Confirm the disconnection.
warning

You cannot disconnect your default account if it is the only connected account and you have active payroll. Connect a replacement account first.

Troubleshooting​

IssueSolution
Stripe form does not loadCheck your internet connection and try refreshing the page. If the form still does not appear, try a different browser or disable browser extensions that may block scripts.
"Connect Bank Account" button is grayed outThe Stripe form is still loading. Wait a few seconds for it to finish. If it stays grayed out, refresh the page.
Bank sign-in fails or bank not listedSwitch to manual entry mode and enter your routing number, account number, and account type directly.
Micro-deposits not receivedWait 2 business days. Check your bank's pending transactions. If still missing, contact support.
Verification amounts incorrectYou have 3 attempts to enter the correct micro-deposit amounts. After 3 failures, the setup is cancelled and you need to start over.
Bank account shows "Disconnected"Your bank may have revoked the authorization. Reconnect by clicking Connect Bank Account again.
Error after clicking "Connect Bank Account"Check the red error message on the page for details. Common causes: incorrect bank details, unsupported account type, or a temporary Stripe issue. Try again in a few minutes.

Security​

  • 🔒 All bank details are entered directly on Stripe's secure, embedded form -- Omnivoo never sees or stores your full account number or credentials.
  • The connection uses ACH debit authorization, meaning Omnivoo can only pull funds you approve (not push) from your account.
  • The entire setup happens on the Omnivoo page -- you are not redirected to a third-party site.
  • Bank-level encryption protects your data throughout the process.
  • You can revoke the authorization at any time by disconnecting the account in Omnivoo or contacting your bank directly.